The fourth episode on "Digital credit and consumer protection" discussed how digital credit enables consumers to access a line of credit or advance which they agree to repay within a specified period of time. Loan decisions are automated and can leverage traditional sources of data, such as demographic profiles and credit bureau data, as well as non-traditional digital data, such as telecommunications data (voice, airtime), financial transaction data and social media data. This session examined the impact of COVID-19 on digital credit and consumer protection practices during the pandemic.
Participation was open to ITU Member States, Sector Members, Associates and Academic Institutions and to any individual from a country that is a member of ITU who wishes to contribute to the work. This included individuals who are also members of international, regional and national organizations.
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